Share Secured Loans

• A share secured loan is a lower interest rate loan that allows you to borrow against funds you have on deposit with us.
• How does a share secured loan work? A hold is placed on your deposit account for the amount of the loan. With each payment you make, the principle amount paid is released and available to you in your deposit account. Rates atart at 2.05% APR.
• How do I apply for this loan? No underwriting is required; simply fill out a loan application. Come see us today and apply!

Payday Alternative Loans (PAL)

• When you are burried in bills - it can be hard to make ends meet. Payday lenders, check cashing businesses, title companies, and finance companies have left many unsuspecting people stuck in a vicious cycle of debt caused by exdessivly high fees and outrageous interest rates. Don'tr fall into this trap -- your Credit Union is here to help!
• Loan amounts from $200 to $2000;
• Term of 1 to 6 months;
• Requires 1 month membership eligibility;
• $20 application fee;
• Must schedule direct deposit or payroll deduction to make payments.

Unsecured Loans